Opentrain Share Tips

Email: sharestips@opentrain.co.uk

Shares

Funds

ISA's

Why Shares Move

PE Ratio

Guide

Frequently Asked Questions

Why not just keep my money in a deposit account?
Deposit accounts may not carry any of the risks involved in bonds or shares but that does not mean they are risk-free.  There is always the danger that inflation will eat into the value of your savings.  Your real return – the amount of interest you earn above inflation – can be a very small margin. If your account pays 5% but inflation is running at 2%, you are only making 3% in real terms. A small rise in inflation or a slight drop in interest rates could make a significant dent in your returns.
If your savings are taxed, that real return of 3% will be reduced even further. For a basic-rate taxpayer the result would be a real return of just 2%.
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Introduction tutorial for the individual self-investor. Useful hints and tips beginning your first venture into trusts / shares.
www.opentrain.co.uk/sharetips. Share tips, share tutorials, introduction to investing in shares and funds